1. Pensions & Retirement Planning
Structuring tax-efficient retirement decumulation, consolidating legacy workplace pots, navigating annual/lifetime allowance rules, and mitigating sequence of returns risk.
Independent Financial Advisory Boutique • London & South East
YOUR Financial Future, Thoughtfully Planned.
We provide whole-of-market, evidence-based wealth management and lifestyle financial planning for private individuals, affluent families, and business owners. No speculative trends, no hidden commissions — just institutional rigor built entirely around your life.
Boutique Heritage
Personalised Financial Advice, Built Around Your Life
Great financial advice isn’t just about numbers — it’s about people. We listen first, understand your ambitions, and build a tailored roadmap to protect and grow your legacy.
Founded by Amit Mehta (Level 6 Chartered Financial Planner, twice recognized in Citywire’s Top 35 Next Generation Advisers) and Kieran Hayes (Operations Specialist with 20+ years in property financing and founder of Hayes Finance), Regent Wealth combines elite technical competence with a high-touch, partner-led client experience.
Central London Head Office
City of London & Reading Offices
FCA Authorised Oversight
Discover Our Philosophy & Team →
Truly Independent
Whole-of-market advisory freedom with zero commercial ties to product providers. We work exclusively for you.
Boutique Service
Direct partner access without corporate friction. Your dedicated senior adviser oversees your strategy from day one.
Tailored Solutions
No two clients are identical. Every tax structure, pension wrapper, and portfolio is custom engineered to your unique goals.
Trusted Expertise
Decades of combined leadership in complex pension transfers, decumulation architectures, and corporate tax mitigation.
Comprehensive Solutions
Our Core Financial Advisory Services
We provide an integrated spectrum of wealth management, tax architecture, and asset protection strategies designed for private clients, high-net-worth families, and business owners across London and the South East.
2. Investment Solutions
Constructing custom multi-asset portfolios utilizing tax-advantaged vehicles including ISAs, General Investment Accounts (GIAs), Onshore/Offshore Bonds, and EIS/VCT schemes.
3. Intergenerational Wealth & IHT
Mitigating the 40% Inheritance Tax burden through proactive lifetime gifting (PETs), Nil-Rate Band optimization, trust structures, and Whole of Life policies written in trust.
4. Family Investment Companies
Establishing and managing bespoke corporate investment vehicles (FICs) as flexible, modern alternatives or complements to family trusts for succession and dividend planning.
5. Pension Sharing & Divorce
Independent valuation, actuarial appraisal, and court implementation of Pension Sharing Orders to ensure fair, tax-efficient division of matrimonial pension assets.
6. Business Tax Efficiency
Advising founders and corporate directors on optimizing Corporation Tax liabilities, tax-allowable employer pension contributions, and efficient profit extraction mechanisms.
7. Post-Business Sale Planning
Managing liquidity events, reinvesting corporate trade sale proceeds, structuring ongoing sustainable income streams, and sheltering wealth following business exits.
8. Business Protection
Safeguarding enterprise continuity with commercially tailored safety nets including Key Person Cover, Shareholder & Partnership Protection, and Relevant Life policies.
9. Personal & Family Protection
Designing comprehensive personal risk mitigation frameworks including Life Insurance, Critical Illness Cover, Income Protection, and Whole of Life policies.
Radical Fee Transparency
Estimate Your Financial Planning Fees
We believe you should know exactly what financial advice costs upfront. Use our interactive calculator to explore our standard implementation and ongoing service tiers.
Two Complimentary Initial Meetings:
Your initial Discovery Meeting and your bespoke Recommendation Presentation are provided completely free of charge with zero obligation.
One-Off Implementation Charge
£750
0.50% of assets (excluding non-advised cash savings)
Lite Tier Ongoing (0.75% p.a.)
£1,125 / yr
For straightforward accumulators (min £1,000 p.a.)
Core Tier Ongoing (1.00% p.a.) • Recommended
£1,500 / yr
Full holistic planning, annual in-person suitability reviews, lifetime cashflow modelling, IHT strategies, decumulation & advice fees waived for children.
Nobel Prize-Winning Science
How We Invest: Rejecting Speculation
We make financial decisions driven by empirical academic data and financial science — never by market speculation, trend chasing, or star manager picking.
Our 5-step framework combines broad global diversification across thousands of underlying securities with relentless cost controls and systematic rebalancing. In partnership with leading Discretionary Fund Managers (DFMs), your capital is stewarded with institutional precision.
- Global Multi-Asset Diversification: Mitigates single-stock and single-country risks.
- Low-Cost Institutional Index Funds: Eliminates opaque performance fees to boost net compounding.
- Disciplined Long-Term Governance: Eliminates emotional, reactionary trading traps.
Evidence-Based vs Conventional Speculation
Academic Research vs Market Timing
We rely on Nobel Prize-winning economic theory rather than guessing short-term macroeconomic cycles.
Low Fees vs High Expense Ratios
High active manager charges reliably erode wealth over decades; systematic index tracking preserves returns.
DFM Oversight vs Emotional Reactions
Rigorous institutional rebalancing ensures client mandates remain optimized through every market cycle.
Regional Presence
Meeting You Across London & The South East
With three established office hubs across Central London, the City, and Reading, we offer flexible in-person consultations alongside secure digital video reviews.
Head Office • West End
London Marylebone
91 Wimpole Street, London, W1G 0EF
Oxford Circus & Bond Street stations
City Hub • Square Mile
Liverpool Street
50 Liverpool Street, London, EC2M 7PY
Opposite Liverpool Street Mainline Station
Thames Valley Hub
Reading Thames Tower
Thames Tower, Station Road, Reading, RG1 1LX
Adjacent to Reading Central Station
Ready to Plan Your Financial Future?
Schedule your complimentary initial discovery meeting today with our Senior Chartered Financial Planners in London or Reading.